Fees are negotiable …. Again, fees are negotiable. Ask your Realtor to place these requests in the contract. You may ask for $ from the seller toward your closing costs.
Tag: buying
Good Texas Mortgage Programs
Most people have to get a loan to buy property. A few lucky people can plop down a stack of money for a cash sale. Before you sign on the bottom line there are a few 
questions that you should ask your lender. Find out which loans you are eligible for …….Conventional, FA, FHA, VA, USDA, and or MCC. MCC is one that most people are not knowledgeable about and the lenders do not tell their clients about it. I will discuss that one at a later time. USDA is another one that is not utilized as much as it should be. The USDA preogram offers a ‘no money down’ purchase; however it is only offered for some areas that has been pre-determined because of the location. The areas inside the San Antonio city limits do not qualify. You would need to look at the USDA map, provide the address of the property to find out if it qualifies.